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Average American Obama bailout home loan modification help online! Print payroll paystubs w-2 1099 forms and fha fannie mae freddie mac your home loan modification download online efile!
•You'll be able to get current on the loan.
•If you have an ARM, modification may help you convert it into a fixed rate fully amortized loan.
•The lender may reduce the interest rate below the market rates.
•The entire PITI (principal, interest, escrow items such as tax and insurance payments etc) may or may not be added to the current loan balance.
•Any administrative fees resulting from cancellation of foreclosure may be added to the loan balance.
•The modified principal balance can exceed 100% loan-to-value or the original principal balance if any dues are added. In such a case, your monthly payments are likely to go up. The purpose of loan modification is to ensure that you can better afford the mortgage payments. But make sure you don't miss payments as the lender will consider it a new default and initiate a foreclosure on your home.
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