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Bankruptcy is an inability for both the individuals and organizations to pay back the debt to their creditors.There are certain situations like the individual does not have a good income he is having unsecured debt, leaving no option for him. But bankruptcy should always be the last option. If you fill for bankruptcy, it will affect your credit score and will prevent you in getting debt next time. It is also a dark sport on the credit report. Lenders prefer bankruptcy as it goes in their favor.
