VocaLink

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Operator of the UK national payments infrastructure

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VocaLink is a global payments partner relied on by financial institutions, corporates and governments to provide high availability and resilient payment solutions.

We operate world class leading payment clearing systems and ATM switching platforms which underpin the majority of UK electronic payments – we provide a national grid for payments.

Our proven capability of implementing real time payment systems in the UK has led to the development of immediate payment solutions for other countries. Our platforms have made it easier to make payments confidently, securely and cost effectively. Last year we processed over 10 billion transactions with a value of £6 trillion.

We provide the platform for Bacs and the Current Account Switch Service; the real-time platform for the Faster Payments Service; and the LINK ATM Network, giving businesses and consumers simple, instant and reliable ways to access and move money.

Products

VocaLink offers an unparalleled range of products and services for the management of transactions. All of our products are continually updated to keep pace with changes in market practice, legislation and technology. VocaLink products and services offer an instant solution to many strategic challenges and can insulate an organisation from change.

Payment Products

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VocaLink provides and operates the central payments processing infrastructures that power the UK economy.

We are the driving force in payment processing innovation and are the chosen provider of three principal UK transaction services:


VocaLink helps banks and corporates drive efficiency and improve cash flow by increasing automation and reducing transaction costs. Over many years we have worked with organisations to transform their financial supply chains, unlocking cash and giving banks the opportunity to develop profitable new business lines.

ATM Products

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As the infrastructure behind the LINK scheme, the VocaLink ATM switch is the busiest in the world.

It switches over 3.5 billion card-initiated transactions annually, operating at over 99.9% availability.

It connects financial institutions, the post office, mobile phone operators and independent ATM deployers. LINK has gained consumers' trust with its nationwide network.


There are now 130 million LINK-enabled UK debit and ATM cards in circulation. More recently, through EAPS - the alliance of European debit card schemes - the LINK ATM network opened all 63,000 UK cash machines to cards within the German card scheme (more than 92 million) operated by the Zentraler Kreditausschuss (German Banking Community)

Connect

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We have evolved our newsletter programme and are delighted to announce the launch of CONNECT magazine, our brand new online platform where we will share news, views and opinion on a variety of industry topics and themes.


Mobile Payments The mobile payments usage report is one of the largest UK surveys into mobile banking and payments usage drawing insights into the behaviour of over 10,000 mobile users.

Real-Time Payments In today’s digital world, your customers expect real-time payments. Now, thanks to changes in the UK payments market, more banks and non-traditional players can benefit from access to the Faster Payments system.

Payments Innovation VocaLink is a unique company with an unequalled reputation for ground breaking innovation and total reliability. Our platforms run on technology that is "always on", and as providers of the UK national payments infrastructure, we are the only company with universal reach throughout the UK banking system.

Industry News All VocaLink services have an unequalled reputation for groundbreaking innovation and total reliability. As providers of the UK national payments infrastructure, we are the only company with universal reach throughout the UK banking system.

VocaLink News
CONNECT will be updated regularly, with a stream of news and feature items being posted each week. Articles will range from straight forward news items to thought leadership pieces written by sector experts within our business and address some of the hottopics within the industry.

Contact Us

London Address:
5th Floor
60 Gresham Street
London
EC2V 7BB

Telephone: +44 (0) 870 165 0019

Rickmansworth Address:
Drake House
Homestead Road
Rickmansworth
WD3 1FX

Telephone: +44 (0) 870 165 0019

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